Borrowing

At Constant Lending Solutions, we specialise in developing Personalised Lending Strategies to support the many life outcomes you may want from finance.

The amount that you can borrow depends on multiple factors such as

  • Income
  • Savings
  • Financial Commitments
  • Credit score
  • The credit policy of the lender you are dealing with

There are literally hundreds of mortgage products and a myriad of credit policies amongst lenders, together with the vagaries of tax and investment. Is it any wonder the average person fi­nds it difficult to make a comprehensive and well-informed decision? If you get it wrong you may only be able to borrow less than you need, you might pay more interest than you need to, you might pay more fees than you have to, you might pay more tax than you have to or worst of all you may not be able borrow at all.

We can help you if your borrowing needs for:

  • Residential Loan: Buying your first home? Buying an investing property? Planning to renovate? Or simply want to refinance? Whatever your goal may be, we are here to help you source the most appropriate loan solution for you.
  • Construction Loan: Construction Loan will help you build your dream home or plan a major renovation. In a construction loan funds are available to drawndown in stages. Your monthly payments gradually increase as construction progresses until building/renovations are complete.
  • Personal Loan: Planning on going on a holiday or putting on a wedding? You know what you want but you may not have the means to buy it just now.  A personal loan can help by giving you an amount you need to get what you want.
  • Commercial Lending: We understand that starting a business requires a solid foundation. We can focus on organising your business finances while you focus on what’s most important. Making your business a success.
  • Vehicle and Asset Finance: It is critical that you get the right solution for your vehicle and equipment finance. Let us know your details of what kind of vehicle and equipment finance you need, and we will be happy to work out a solution for you.
  • SMSF Lending
  • Bad Credit Lending

With access to over 40 residential and commercial lenders and hundreds of loans, we can find the most appropriate loan for you. With the backing of a large group of borrowers we even negotiate with lenders on your behalf. We will help to ensure the loan is structured correctly for tax purposes and even complete the paperwork. So, all you have to do is to tell us what is important to you and outline your financial position.

Best of all, we can do this all at no cost to you.

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